You can write a letter to the bank for the reversal of these charges. The specimen is mentioned as under:
Your Name
Address and contact information
To
Name of Branch Manager
(Name and address of the branch)
Dear Sir/Madam,
Subject: Request for reversal of a wrong charge.
This is to bring to your notice that while authenticating the monthly bank statement for my account number – **************** for the period of June (Month and Year), I find a wrong debit of INR 500/- (amount) I am writing this to you for a consideration in waiving or reducing the charges made on my account (account number) on (date) for being late in paying the installment for the home loan I took from the bank. I shall be ever grateful if I get an affirmative response for the waiving of bank charges on my account.
The details are as under:
Date of debit: 1st June 2020
Amount: Rs 500/-
The narration made: To charges 410.
These charges are not due as there are no corresponding transactions in my account hence I assume that there could be an unintentional error from the Bank’s side, therefore, I request you to kindly authenticate and correct the error by reversing these charges to the account number as mentioned below.
I hope for a favorable response.
Thanks and Regards
Name
Contact Details
